Proactive Risk Management: 3 Tips For Employers


The workplace can be a dangerous place – from slip and fall accidents to more serious incidents involving hazardous materials or heavy machinery, there are many potential risks that employers must take into account. And while most workplaces strive to create a safe environment for their employees, it’s important to remember that even the best safety protocols cannot eliminate all risks. That’s why it’s so important for employers and employees alike to understand the various types of risks that exist in the workplace, as well as how those risks can be managed or prevented. In this article, we’ll discuss some of the common workplace hazards and provide tips on how to minimize risk in your own job setting.

Provide Correct Training

A key component of workplace safety is providing employees with proper training to ensure they understand the risks involved with their work and how to manage them. Health and safety training should include a comprehensive overview of all potential hazards in a given workplace, as well as any preventative measures or protocols that have been established. Depending on the industry, workers may need specialized instruction on topics or specific pieces of machinery or equipment they will be using, whether on a daily basis or only once in a while.

There are industries that one wouldn’t think come with a lot of hazards but, in actual fact, do. Home care is one such industry that comes with more risks than one might expect. A job in care can often mean irregular hours and even more unique safety hazards depending on the client’s living conditions. Caregivers need to be aware of potential hazards of working in aged care such as falls, slips, and other injuries while providing their service. In particular, those who will be involved in manual handling will need extensive training to learn how to do this safely to minimize risk to both themselves and their patients.

Invest In Safety Equipment

Providing proper safety equipment for employees is essential for keeping them safe in the workplace. Where appropriate, it is important to make sure that high-quality protective gear, such as helmets, goggles, and gloves, is available for those who need it. In hazardous environments, employers should take extra precautions to ensure the safety of their employees. For example, workers in construction settings should receive training on using the proper fall-protection equipment and how to use it safely; those working with hazardous substances should receive additional appropriate protective gear, such as respirators, for protection from dust, gas, and fumes. If employees are working with hazardous gasses, chemicals, etc., there should be appropriate storage for these, as well as protocols in place should a spill or leak occur.

In addition to the safety equipment mentioned above, employers should also have fire safety equipment in place. Fire extinguishers should be placed throughout the workplace so that employees can quickly and safely put out any small fires before they spread. Fire blankets are not only useful for putting out flames,  but they can also be used to protect workers from sparks, heat and smoke. Finally, fire alarms should be installed in various parts of the workplace, and tested frequently to make sure that, should they ever be needed, they will alert the building of the fire.

Get Appropriate Insurance

One of the most important steps you can take to protect your business from potential risks in the workplace is to obtain appropriate insurance. Depending on your industry and specific needs, you may need general liability, property, workers’ compensation, or other specialized types of coverage. This should ideally be purchased before you start operating in order to ensure that you are protected from day one.

General liability insurance is designed to provide financial protection for businesses against potential risks and legal liabilities that arise from everyday operations, such as property damage or bodily injury. This type of policy usually covers financial losses caused by unforeseeable events, including slip-and-fall accidents, libel and slander claims, product defects, or breach of contract. Workers’ compensation insurance is a form of insurance that provides financial protection to employers in the event that their employees become injured or ill due to work-related activities. This type of policy is generally required by law and covers medical expenses, lost wages, disability benefits, funeral costs, compensatory damages, and other related expenses.

Final Thoughts

It is important to be aware of the potential risks that exist in any workplace. By taking proactive steps to identify and mitigate these risks, employers can help create a safe work environment for their employees. Employers should also make sure they are familiar with all relevant laws and regulations regarding safety standards in the workplace, as these are ever-changing and can impact both individual businesses and whole industries. With proper planning, risk management strategies can go a long way towards creating an atmosphere where both employees and employers feel secure knowing that their health and wellbeing is being taken care of.